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// Payment processing · with PaySys

Lower fees. Faster money. No theatre.

Working hand in hand with our partner PaySys, we cut your processing fees, speed up your deposits, and say yes to the merchants everyone else declines. Send a recent statement and we'll show you your real effective rate — and we'll tell you plainly if you should stay where you are.

$0cost to review your statement
Next-dayfunding, most merchants
0application to live
Yeshigh-risk welcome

Looking for help with pricing, cash flow or the numbers rather than the plumbing? That is a different job, and it has its own page — the fractional CFO seat. Some practices also bill in ways a retail processor was never built for, which is why we set up immigration law firms and accountants and CPA firms differently.

// Run your numbers

What would you save?

Drag the sliders for an illustrative estimate. Actual savings vary case-by-case — your real number comes from a free statement review.

Estimate only. Your quote comes from a real statement review — free, no obligation.

Estimated annual savings $7,200 back in your margin, every year Get my real number →
// SB Financial · payment processing

You're paying for your processor's silence.

Most merchants haven't re-quoted their processing in years. Rates creep, statements stay unreadable on purpose, and deposits sit in transit while your payroll doesn't wait. High-risk merchants have it worse — decline after decline, with no explanation.

Through the PaySys partnership, we review your statement, quote a real rate, and walk the application through underwriting personally. One application, no shopping around. See the markets and industries we place most often.

01

Lower per-transaction rates

A real statement review against interchange — not a teaser rate that resets in 90 days.

02

Same / next-day funding

Faster bank deposit times so revenue lands when you need it — not three business days later.

03

High-risk merchant specialists

PaySys is built for the categories mainstream processors auto-decline — with deep specialization in adult and gaming/iGaming, plus CBD, supplements, and subscriptions. A direct line to underwriters who actually look.

04

Hardware, POS & online checkout

Terminals, point-of-sale, and e-commerce gateways — installed, integrated, and supported through one relationship.

Industry specialty Immigration law firms. Retainers, international cards, trust-ready → Industry specialty Accountants & CPA firms. Seasonal spikes, ACH, recurring billing →
High-risk specialty Adult merchant accounts. Approved without the runaround → High-risk specialty Gaming & iGaming payments. Processing built to scale →
// Questions

Before you ask.

What does the review cost?+

Nothing. You send a recent statement, we come back with a real side-by-side. If the savings aren't meaningful, we'll tell you to stay put — and that's the end of it.

I'm a high-risk merchant. Will I actually get approved?+

Most likely, yes — it's our specialty. PaySys is built for high-risk categories mainstream processors auto-decline, with particular depth in adult and gaming/iGaming. I'll tell you upfront if your category is genuinely out of reach — before you fill out anything.

Will switching disrupt my business?+

No. Migration is white-glove: new hardware arrives configured, the gateway swaps over off-hours, and your old account stays live until the new one clears its first deposits.

What's Studio Bananas' role vs. PaySys?+

We're an approved affiliate of PaySys, authorized to market its services. They're the processor; we're your advocate. We review the numbers, walk the application through underwriting, and stay your point of contact. As an affiliate partner I'm compensated by PaySys — never by you.

Payments Markets and industries we place. Where we work → A different job The numbers, owned. The fractional CFO seat →