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Studio Bananas
Large retainers. International clients. Trust funds that must stay separate. Generic processors weren't built for how an immigration firm bills — so you overpay on fees and fight your own payment tools. That’s why we partner closely with PaySys: through SB Financial, you get processing shaped around the practice.
A $6,000 retainer on a card from overseas looks like fraud to a processor built for coffee shops — so it gets declined, flagged, or held. Meanwhile the percentage fee on large legal payments quietly eats thousands a year, and your operating and trust funds have to stay cleanly separated.
A processor that understands professional services prices and underwrites for exactly this. That's what I set up for you through PaySys.
Big retainers and cards issued abroad clear cleanly — fewer declines, fewer holds on exactly the payments that matter most.
Separate operating and IOLTA/trust accounts so client funds and earned fees never commingle — configured to your state's rules.
Where permitted, surcharge or offer cash discounts so processing costs don't come out of your margin — set up the right way.
Let clients pay a retainer over scheduled installments — automatically, without your team chasing each one.
Yes. We configure separate operating and trust accounts so client funds and earned fees never commingle, and so processing fees are drawn from the right account per your state bar's rules. Confirm specifics with your bar, but the setup is built for it.
That's a core reason firms switch. International and large-ticket payments are underwritten as expected activity, so they clear instead of getting auto-declined or held.
Where your state permits, we can set up compliant surcharging or cash-discount programs so processing costs don't come out of your margin. I'll tell you what's allowed where you practice.
We're an approved affiliate of PaySys, authorized to market its services. They're the processor; I'm your advocate and point of contact through the rate review, setup, and beyond. As an affiliate partner I'm compensated by PaySys — never by you.
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